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DebtQuest
Talk To A Representative Now: 800-736-0660

Debt Consolidation in Illinois

From Chicago to Springfield, many people feel like their loans have become an excessive burden. It can indeed be a lot to take on. As a result, you may find yourself looking for debt consolidation companies in Illinois. If you are ready to solve your credit problems, our Illinois debt relief programs may be exactly what will help you take control of your own life.

Why You May Need a Debt Settlement Program

Credit is a popular way to make your life better. However, something unexpected can happen, and sometimes you can find yourself in a situation when your credit is standing in the way of your happiness. In that this case, we are able to legitimately settle unsecured personal debt, unsecured business debt, and other debts, for example:

  • Personal Unsecured Loans
  • Bank Loans
  • Gas Cards
  • Business Loans and Business Credit cards
  • Furniture Cards

If you are struggling with any of the debts listed above and thinking about debt settlement in Illinois, we want you to know that you have multiple options on how to finally break free from your loans.

 

Debt Consolidation in Illinois

Are you tangled in countless loans? Do you keep confusing all your payment schedules? Debt consolidation in Illinois may ease your life. If you have multiple credit cards, consider combining all your small debts into a big one instead. Keeping a trace on different dates and numbers is not a piece of cake. With debt consolidation, you will not have to worry about it anymore. Many individuals chose to take debt consolidation loans in Illinois and other states for this purpose.

 

Bankruptcy in Illinois

You also can try filing for bankruptcy in Illinois. In that case, your assets will be liquidated. In another scenario, you will be given a time extension to pay off the value of your nonexempt property. It is an opportunity for a fresh start, but you should remember about exemption laws. Either way, bankruptcy can cost you a lot, including leaving a stain on your credit score. However, it is still a working scheme, especially with the experts’ assistance.

Debt Settlement in Illinois

Have you ever dreamt about getting forgiveness for some of your debt? This is what debt settlement is about. The specialists negotiate with creditors on your behalf to reduce your debt. The goal is for you to pay a lump sum. Typically, it is less than the amount of money you owe to the banks or creditors. Still, this process can badly affect your credit score.

 

Dealing with Debt on Your Own

Of course, you always have the option to continue dealing with your credits on your own, but it can be difficult without the help of Illinois debt management services. It will require you to have a lot of discipline and financial resources. For most people, it is quite a challenge to get rid of loans all by themselves. Always keep in mind that you are not alone. Our experts are here to help.

 

Money Management Tips for Beginners

No matter which Illinois debt management program you prefer for yourself, and what situation you have, you can benefit from learning some money management skills for your everyday life. With them, you will be able to prevent or lessen the effects of massive loans. Consider doing the following steps:

  1. Set your credit card limit. Spend less than 70% of the money the bank offers.
  2. Do not wait until the repayment day. Make small payments before it. For example, do this after you go shopping. Just a bit of loose change every day can make a significant difference in the long run.
  3. Install any free budgeting app on your phone (or use good old paper, if this form of planning is more habitual for you). It will save you a lot of worries and will work as an excellent tool for keeping all your money in order.

Try to do these simple actions. They will come in handy during and after the process of making debts disappear. Do not let your loans become the center of your existence. You have all the power to make your life amazing. And this is just the beginning.

 

 

Conclusion

After getting to know about Illinois debt consolidation programs, take your time to think it through. Pick the strategy that will fit you the most and give us a call. Our representatives know full well that debt management in Illinois has its unique details. And what is more important, we are more than ready to explain all of them. Our mission is not only helping with debt consolidation but educating our clients because knowledge is the key to success.

Debt Settlement Is Your Start To A Debt Free Future
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How Much Can You Save?

How much debt do you owe?

$1

$100k+

What is your desired
monthly program deposit?

$1

$5000

Debt Quest Debt Settlement

$500

Your monthly
program deposit

$5,750 Savings

Your Savings

39 months to pay off your
current debt listed above.

Your monthly program deposit:
$500

Your Savings:
$5,750 Savings

39 months to pay off your
current debt listed above.


Debt Consolidation or Credit Counseling

$500

Your monthly
payment

You pay $14,478 more

No Savings

79 months* to pay off your
current debt listed above.

*Assumed average interest of 15%

Your monthly Payment:
$955

No Savings:
You pay $14,478 more .

36 months to pay off your
current debt listed above.

*Assumed average interest of 15%


Paying Minimum Monthly Payments

$500

Your monthly
payment

You'll Pay $29,199 More than you owe currently

No Savings

9 years* to pay off your current debt listed above.

*Assumed average interest of 20%

Your monthly Payment:
$500

No Savings:
You'll Pay $29,199 More than you owe currently.

32 years* to pay off your current debt listed above.

*Assumed average interest of 20%

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