How Much Can You Save With DebtQuest USA?
Talk To A Representative Now: 800-736-0660
Talk To A Representative Now: 800-736-0660
About Us

The company does that by enrolling the consumers in to a debt settlement program based on the consumers budget and their hardship.

In this program the consumer can start saving money to pay off the creditors while Debt Quest USA negotiates with their creditors.

Since the company’s inception we have been able to help thousands of consumers to repay their creditors and start rebuilding their credit again.

Because of the high cost of living and expenses the company had to relocate to Philadelphia, PA where we believe we are able to find the best talent for the fraction of the cost.

The company works with consumers that have a min of $10,000 worth of unsecured debt and reside in the following states.

The Backstory: Debt Quest USA

They don’t necessarily teach you about saving and managing debt in school. Yet, basic financial knowledge is vital to success for so many adults. Knowing how to build and repair credit, manage loans, and saving for the future are all skills we need to have in order to be financially healthy. That’s where partners, Michael Spivak and Jacob Shimon, focused their efforts when they founded Debt Quest USA in 2009.  Debt Quest USA’s goal has always been on education and support for all of the consumers they help. That’s how it’s always been and how it will always be!

 The Beginning

Debt Quest USA was founded in 2009 out of a desire to help thousands of Americans who were drowning in debt.  The founders wanted to give consumers another option besides bankruptcy and to help educate consumers on what their options were. They wanted to create an option for unresolved debt, specifically unsecured debt.  Consumers have a lot of questions when it comes to debt and the Debt Quest USA team created a structure for consumers to get the support they needed to negotiate and help get control over unresolved debt.

Since then, Debt Quest USA has helped people negotiate thousands upon thousands of dollars in debt.  We’ve helped consumers get a handle on their finances and take back their life. We’ve helped consumers find freedom and build their future.  It all comes back to gaining control of the overwhelming debt you might be facing. That’s what we are experts in!

 Answering Questions About Debt Management

Debt Quest USA knows that there are a lot of questions around managing debt, especially when it feels out of control.  When creditors are knocking on your door, it can feel overwhelming to know where to start. Debt Quest USA’s team is here to help consumers understand their options and negotiate their debt with the lenders. Debt Quest USA specializes in unsecured debt like medical bills, business loans, repossessed vehicles, credit card debt, and more.

 More Than Just Debt Negotiation For Consumers

Debt Quest USA cares about helping consumers in their immediate need to negotiate debt, but they care even more about education.  “Education is our ultimate goal,” says founder, Michael Spivak. Debt Quest USA hopes to help consumers rebuild their credit tolerance and credit history.  “Our goal is to help consumers build up their successful credit for future financial health.”

Ultimately Debt Quest USA is here to help you if you are feeling like you don’t know where to turn.  We are a trusted source for education during and after any debt negotiation. So, don’t fear if you were never taught about managing debt in school; we’re here to help you out!  We want to see you succeed and thrive financially!


Debt Quest States
ArizonaNew Mexico
ArkansasNew York
CaliforniaNorth Carolina
LouisianaSouth Dakota (Bond only)
MassachusettsWashington D.C.



What Does Our Program Cover

The Debt Quest Debt settlement program covers unsecured personal debt and unsecured business debt. We are also able to settle :


Major Credit Cards

Department Store Cards

Personal Unsecured Loans

Insurance Policies in Collection

Bank Loans

Gas Cards

Finance Companies

Installment Loans

Repo Deficiency Balances

Business Debt

Business Loans

Business Credit cards

Bank, Overdraft Fees

Furniture Cards



Home Equity Loan

Car Lease

Car Loan

Car, Truck, Van, Motorcycle Loans

Child Support

Attorney Fees


Bail Bonds

Speeding Tickets

Student Loans

Casino Debt


Debt Settlement Is Your Start To A Debt Free Future
Contact US

Debt Calculator

How much debt do you owe?



What is your desired
monthly program deposit?



Debt Quest Debt Settlement


Your monthly
program deposit

$5,750 Savings

Your Savings

39 months to pay off your
current debt listed above.

Your monthly program deposit:

Your Savings:
$5,750 Savings

39 months to pay off your
current debt listed above.

Debt Consolidation or Credit Counseling


Your monthly

You pay $14,478 more

No Savings

79 months* to pay off your
current debt listed above.

*Assumed average interest of 15%

Your monthly Payment:

No Savings:
You pay $14,478 more .

36 months to pay off your
current debt listed above.

*Assumed average interest of 15%

Paying Minimum Monthly Payments


Your monthly

You'll Pay $29,199 More than you owe currently

No Savings

9 years* to pay off your current debt listed above.

*Assumed average interest of 20%

Your monthly Payment:

No Savings:
You'll Pay $29,199 More than you owe currently.

32 years* to pay off your current debt listed above.

*Assumed average interest of 20%

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